Any home purchase is important. but when you have a family there are some things you need to consider to ensure you are getting the best of all worlds in terms of price, location, space and safety.Unless you plan to buy a top of the range Ferrari or Maserati, the chances are a home purchase will be the biggest outlay you will ever make. So you need to get it right, from … [Read more...]
Money Matters
Dealing with money issues can be stressful! Sometimes it seems like you've finally got your budget all figured out, then an emergency pops up and your savings account is depleted. Our Family World has great tips anyone can implement. Learn how to budget for the essentials, save for the future, and still have some left over for the fun things in life in our Money Matters section.
How To Save Money
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Dog Lovers Turned Pet Sitters: How to Get Paid to Play with Dogs!
You can’t really get paid just for playing with dogs, right? You’d do that for free! But as a pet-sitter, you get the best of both worlds: Supplementing your income while doing what you love.Rover.com does all the work for you, and you get to show up for playtime. Once you sign up, you’ll be taken through each step of launching your services. You’ll create a profile, … [Read more...]
5 Mistakes to Avoid When Selling a House in a Hot Real Estate Market
The Canadian real estate market is hot right now. I’m sure this isn’t news to you, right? With all the media coverage it’s getting along with the new government rules, I bet you already knew that. Since it’s getting harder for would-be first-time home owners to find a home of their dreams at a price they can afford, you might think that a hot market favours the seller. While … [Read more...]
How To Teach Kids About Money When You’re Not a Financial Wiz Yourself #moneygenius
This post is sponsored by Make Your Kid a Money Genius (even when you're not). All opinions are our own.How do you teach your kids about money management when you're not exactly a financial wizard yourself? That's a question I think a lot of us ask ourselves. As parents, we all want one thing for our kids: to do better than we did. I know I made a lot of money … [Read more...]
How to Setup and Use an Allowance System to Teach Your Child About Money
Wondering how to use an allowance system to teach your child about money? Check out these great tips from Michael Banks of The Fortunate Investor! He'll tell you how to set up an allowance depending on your child's age, what your kids should be expected to pay for and more to help them learn to set up a budget and stick to it.How to Use an Allowance System to Teach Your … [Read more...]
7 Frugal Hacks to Stay Warm This Winter
The weather in the winter months can sometimes be downright brutal. It can get so cold but you want to stay warm at home. The problem? It can be rather costly to keep your home and your family warm during the winter months. Here are some frugal hacks to help you stay warm in winter.7 Frugal Hacks to Keep You Warm This Winter Affiliate links included below.Light some … [Read more...]
Mistakes I Made When I Bought My First Home
This post was written as part of the Allstate Influencer Program and sponsored by Allstate. All opinions are mine. As the nation’s largest publicly held personal lines insurer, Allstate is dedicated not only to protecting what matters most–but to guiding people to live the Good Life, every day.Buying our first home was the most challenging decision we have ever made, both … [Read more...]
8 Life Insurance Hacks for New Parents
This post was written as part of the Allstate Influencer Program and sponsored by Allstate. All opinions are mine. As the nation’s largest publicly held personal lines insurer, Allstate is dedicated not only to protecting what matters most–but to guiding people to live the Good Life, every day.The first time I saw my son, a rush of love and protectiveness overwhelmed me. … [Read more...]
What Are Some Money Saving Hacks I Can Use on a Daily Basis?
Wondering if there are money saving hacks you can actually use on a daily basis? We know what you mean. It seems like a lot of ways to save cash require a major budget overhaul or total lifestyle change. Sometimes, you already have a great budget in place. You're already putting funds away for college, you're building up an emergency savings and you're feeling confident … [Read more...]
This is What Amazingly Affordable Looks Like! #AmazinglyAffordable
As a single mom of 2 working to build a business, some things just seem so out of reach. My credit is less than stellar and I don’t even have any credit cards, just a bank debit card here. I really can’t afford big ticket luxury items, even if we ‘need’ them. I was in the market for a new TV that I wanted to put in my daughter’s room. I had pretty much written off the idea … [Read more...]
The One Phone Call to Make for Peace of Mind
Lately, it seems like my Facebook feed is filled with so much sad news. A young mom died and left 2 children and her husband in distress (emotionally and financially). A father was taken away suddenly from his family at a young age. So much tragedy and loss. While I try to concentrate on positive things during my day, these news stories get to me and RAISE some serious concerns … [Read more...]
Don’t Throw Away Money, Open a RESP Early!
When I gave birth to my first child, my dad gave me a brochure and an envelope. The envelope contained money and the booklet contained information about RESPs. I was happy with the money (I did not expect that this little angel required so many things: diapers, clothes, crib, etc.). I was not interested in the information about RESPs. After all, my child was only a few days … [Read more...]
9 Money Hacks that Knock Years off a Home Mortgage Loan
If there's one thing we all need more of in our lives, it's money hacks! Right? Who couldn't use a little extra cash in their lives! Today we're sharing money hacks to help you pay off your home quicker. After all, for most of us, it's our biggest monthly expense. When you're looking for ways to pay off that mortgage quicker, you really have to look at the big picture. Knocking … [Read more...]
5 Board Games That Teach Kids About Money So They Win At Life
Board games that teach kids about money are a fun way to teach your kid an important life skill. Everyone needs to know how to buy and sell, make change, and manage their money. Learning how to manage money does not come easily to most people, most people need to be taught. By playing some board games about money, you can start the conversations for how to handle and manage … [Read more...]
The Best Way To Manage Money Stress From Holiday Bills
The holidays are over and the memories are made, but you may be feeling frustrated as you manage money stress from holiday bills. The average American spent $986 last year alone as they decked their halls last holiday season. No matter what your holiday spending was, you may be feeling a little frazzled when you think about your bills. The Best Way To Manage Money Stress From … [Read more...]
5 Avoidable Mistakes I Made Paying Off Debt
I have made my fair share of mistakes when paying off debt. While I start off with the best of intentions, it is not easy and I have found several times that my initial plans did not always work. According to CNBC, eight in ten Americans are in debt right now. Debt is weighing heavily on many people’s minds. This year we were not prepared finically for the holidays and have … [Read more...]
Taking Advantage of Black Friday and Cyber Monday Travel Deals
If you like to travel or plan to travel around the holidays, there are some great deals you may be able to take advantage of. Black Friday deals are not just for major retailers since you can also find deals on hotels, guided tours and cruises. Here is some great travel deals for Black Friday and Cyber Monday. Related: Best Apps for Saving Money on Black Friday Black Friday … [Read more...]
Best Apps for Saving Money on Black Friday
While it is true that Black Friday is a day for you to save money on all your holiday shopping, did you know that you can save even more? Well, you can and all you need is your cell phone. Here are some great apps for saving money on Black Friday. Related: 5 Quick Ways to Make Extra Money for the Holidays Best Apps for Saving Money on Black Friday RetailMeNot- RetailMeNot is … [Read more...]
How To Save Money On The Occasional Car Rental
These tips for How To Save Money On The Occasional Car Rental will help the person that lives near public transit and rarely needs a car, as well as the family that has a car but needs something a bit nicer from time to time. Whether you are renting for the day or a week, these tips will help you to save money when renting a car for temporary use. Related: Understanding your … [Read more...]
Tips for Planning for Your Child’s College Education
This post is brought to you by FutureAdvisor. All opinions are our own.As a parent you know from the day your child is born that you need to plan for their future. That includes planning for their college education. College is such an important part of your kids’ future, and we know all too well what student loans can do to your finances. In 2014, the average college … [Read more...]
Money Tips: How to Spring Clean Your Budget
Spring is here, which means it’s time to start a little spring cleaning! Your house and closets are probably on the top of your list for things to spring clean, but what about your budget? If you want to save money, then spring cleaning your budget is a necessity. Here are some tips you can follow to help reevaluate your budget this season.Money Tips to Give Your Finances … [Read more...]
Keep Your Household Running Smoothly with Dollar General #DollarGeneral
This is a sponsored post written by me on behalf of Dollar General for IZEA. All opinions are 100% mine.Keeping your household running smoothly on a budget seems like a monumental challenge. After all, a house just NEEDS so many things! Even if you pare down to the very basics, chances are you still have a long list. Batteries, light bulbs, cleaning supplies, food, water, … [Read more...]
Money Saving Meals For Large Families
When your budget is tight it is important to find great Money Saving Meals For Large Families that everyone will enjoy. Whether you are looking for something to help trim your budget, or make your meal times easier we have some great tips for you to consider. Not only will we share our favorite helpful tips, but we are going to give you some of our own favorite recipes to … [Read more...]
Best Ways to Save Money on Graduation Parties
Is there a special kid in your life who’s about to graduate? Throwing a graduation party is a great way to celebrate your graduate’s accomplishments, but unfortunately, it can cost a pretty penny. Since you’re probably thinking about college costs now that your child is graduating, a budget-friendly graduation party is definitely best. Here are some of the best ways to save … [Read more...]
Money Tips to Give Your Finances a Makeover
Today we're sharing money tips to give your finances a makeover. The new year is well under way. If you're like most people, you made some lofty resolutions to change your spending habits and start saving more money this year. Now that we're a couple months into the year, maybe you find yourself slipping back into old habits? Check out these money tips that will make good … [Read more...]
Best Apps to Find Amazing Money Tips & Savings
Did you know that some of the hottest money tips are right at your fingertips? There are some fantastic apps for your phone or tablet out there right now. Using your smartphone to Here are just a few, plus several reasons why you might want to use each of them.8 More Fabulous Money-Saving AppsBest Apps to Find Hot Money Tips & Savings IbottaIbotta is an app … [Read more...]
Does Gardening Save You Money?
Can gardening save you money? We are all looking for ways to save money and eat healthier. For you, that might include starting to grow your own garden. But can you really save money by growing your own vegetables? At first glance, it might seem like you are investing more money into a garden. Think of the long term results, both health wise and pocket … [Read more...]
Can you Shop on A Budget and Still Eat Organic?
Is it possible to shop on a budget and eat organic? This is one question that many moms have faced, especially if they want to eliminate all those chemicals and preservatives found in foods today. I know that as a mom I want my kids to eat healthy, organic ingredients, without all those added chemicals that are put in processed foods. Eating healthy and organic can put a strain … [Read more...]
5 New Tax Credits that Will Impact Your Family + Giveaway (Canada) #FAMILYTAX
Thank you H&R Block Canada for sponsoring this conversation.Looking for ways to reduce the amount of taxes you owe? Or better yet, get a bigger refund? New tax credits announced in Canada last year could add up to greater tax savings for your family in the next couple of years. Caroline Battista from H&R Block Canada highlights five of the new tax … [Read more...]
5 Smart Ways to Spend Your Tax Refund
Tax refund season is an exciting time for many of us! With a sudden influx of money, we are faced with so many decisions. What should we do with it? Should we splurge and take a vacation? Be wise and pay off our debts? A little of both? Decisions, decisions!I have a few suggestions on how to spend that tax refund that combine fun and practicality. Of course, how many things … [Read more...]
5 Effective Ways to Build an Emergency Fund
You are doing the right things – saving, paying down debt and even started an emergency fund. So what things do you do now to make that fund grow? Here are 5 effective money tips for building your emergency fund to the amount you will need to protect yourself in case disaster strikes.The Secret to a Financially Stress-Free Life: Tips from Money Expert 5 Tips to … [Read more...]
5 Debt Relief Ideas for Paying off Holiday Spending Spree
Looking for debt relief ideas to pay off that holiday spending spree? Read on! Christmas is a wonderful time of year where we spend time with family, friends and loved ones. It is also a time of great stress for some that decide to overspend during the holidays. Christmas debt is the one part of the holidays that Santa Claus can’t really help you with. Instead it will take some … [Read more...]
5 Tips to Kick-Start Financial Success in 2015
Those finances that you have ignored in the last part of 2014 while you buying and spending to create a fantastic Christmas? They are going to need some quick TLC to keep them from lingering well into 2015. Here are 5 money tips to help you deal with that debt and maybe even make progress next year!The Secret to a Financially Stress-Free Life: Tips from Money … [Read more...]
5 New Year’s Money Resolutions You Won’t Keep
Things You Should Never Buy With A Credit Card
Today we're sharing money tips about things you should never buy with a credit card. Credit cards can be great in a time of need or an emergency. They can also be the worst possible way to pay for something. If you have a credit card, try to only use it on purchases that you can pay off right away when the bill comes in. Things such as gas in the car, or something you might … [Read more...]
5 Quick Ways to Make Extra Money for the Holidays
As we head into the holiday season it is time to start considering how we will pay for gifts for our friends, family and even ourselves. Here are 5 Ways to Make Extra Money for the Holidays that are sure to be easy for you to do, and will offer you the chance to give more this year than in years past. Learning how to budget money is important and while the holidays are not … [Read more...]
Should You Let Your Spouse Handle All The Finances?
We have talked before about money and financial issues within marriage and relationships, and today we are addressing another topic that has come up in conversation. Should You Let Your Spouse Handle All The Finances? No matter your situation regarding jobs, income and who makes more or less, this is a question worth entertaining. While my gut instinct is to say no, there … [Read more...]
Marriage Money Tips: Should You Pay Off Debt Of Your Future Spouse?
In today's marriage money tips, we're talking about whether you should pay off debt of your future spouse. Finances within relationships and marriage can be one of the toughest spots to handle. Not only will you regularly have one person not agreeing with the other, you have potential for major credit issues long term if you aren't careful. This brings us to a place of asking … [Read more...]
Unique Fund Raising Ideas To Support Your Cause
With our focus on awareness for childhood cancer, we wanted to bring you some Unique Fund Raising Ideas To Support Your Cause. If you have ever been in a place to be on a the committee at a school or organization to raise money, you know it can be a tough challenge. Whether you are raising money in honor of a loved one, for a school event, church event or for community … [Read more...]
Save on Big Purchases by Earning Credit with Amazon Trade-In!
Do you have old phones, tablets, game systems or even textbooks laying around the house collecting dust? Now is the time to take advantage and Earn Credit With Amazon Trade In Program! Not only can you send in items in good shape that you no longer use, but you can earn credit to make upgrades to your electronics and other trade in items. We have compiled a few facts for you … [Read more...]
Should You Split Expenses With Your Spouse?
Relationship Money Issues: Should You Split Expenses With Your Spouse? This question is the ultimate within most relationships. Statistically speaking, one of the top 5 things that causes problems within marriage and relationships is money. Since we want relationships to be strong and healthy, then maybe is time for us to look closer at some ways that money issues within a … [Read more...]
Shop Your Way & Let Sears Bring More to You! #MoreToYou
As moms, we always seem to need more. More time, more money, more value, more convenience. More clothes for our kids, more gadgets to make our lives easier. Just more. Sears understands how much “more” we need! That’s why they’re bringing, well, more to you! In fact, this post is brought to you by Sears. All opinions, of course, are my own.Sears brings more to you with the … [Read more...]
Create A $255 Christmas Fund In Just 15 Weeks With FREE Printable Savings Schedule!
We have created a simple method of savings that will help you Create A $255 Christmas Fund In Just 15 Weeks! It is hard to believe that Christmas is just around the corner. As many of us struggle to make ends meet, the holidays can but a real strain on your budget. While this can be a bit tough for some, we have a lot of suggestions on how to make it work for your family. … [Read more...]
Where To Find Cheap Pet Supplies
Whether you're a new or veteran pet owner, you may be wondering where to find cheap pet supplies to help save money on pet costs! Owning a pet can be costly, not only due to veterinary bills, but also pet supplies themselves. It might not seem like a lot that you need, but if you really sit and break it down, there’s quite a bit you’ll need when owning a pet. You’ll need food … [Read more...]
Save Big Bucks on Vacation with Kids Stay Free Deals!
If you're looking for the best ways to save money on vacation, kids stay free deals can help! One of the most expensive portions of vacation planning is accommodations. If you’re traveling with kids then there are some ways you can lessen this cost. Those kids stay free deals can really help! There are many packages offered by hotels and resorts where this is the case. Some … [Read more...]
6 Ways to Help You Afford that Dream Family Vacation!
Looking for ways to save money on family vacation expenses so you can actually go on vacation? Read on! Just because everyone wants to take a vacation doesn’t mean it’s always financially possible. If you’re wondering how you’ll fit it into your budget this year, consider implementing some of these ideas to save money on family vacation expenses make your dreams a … [Read more...]
Where To Find Cheap School Supplies
Everyone looks for cheap back to school supplies, but there are a few places you can really look to find the best deal! With back to school shopping, there are many hurdles in sticking to a budget. It can be especially hard, especially during school shopping season, but with our tips you can stay in your back to school budget.Tips for Finding Cheap Back to School … [Read more...]
Should I Pay My Child for Good Grades?
With end-of-year report cards arriving in homes across the globe, many parents are thinking about how to reward their children for those high marks. A great question emerges: should I pay my child for good grades? My son got his report card last week. It was great one and we were proud of him. So my husband suggested we give him a bonus for his good grades (aka pocket money as … [Read more...]
Save Money While Staying Cool During The Summer
Summers are sultry and hot. In fact, with the sweltering heat it is hardy possible to remain cool. So, in such cases the AC turns out to be a necessity. Unfortunately, if you use it too often, you end up with massive electricity bills, which is definitely not desirable! Wondering how to keep yourself cool without making a hole in your pockets? Well, here are some innovative … [Read more...]
Will Preparation Tips that Help Save Money
Okay, so you may be thinking "why would I want to save money when I'm no longer in this world?" Well, these will preparation tips aren't really to help YOU save money. Rather, they'll help your family avoid tons of headaches. Whether you are using an online will service, a lawyer or going to a notary you need some will preparation tips!Believe me and trust my experience: … [Read more...]
AIR MILES Cash eVoucher Feature Gives Collectors a Whole New Way to Shop and Gift (Giveaway)
You know how I am a huge AIR MILES fan! Like really huge! I have been an AIR MILES Collector for years. Each time I shop at an AIR MILES Sponsor’s store, I use my card and collect those precious reward miles. When the AIR MILES system was offering only Dream Reward Miles, I used them to buy gifts during the holidays. When they offered the new Cash Reward option, I used it to … [Read more...]
5 Tips to Help You Save Money on Hotels
When you're traveling, you need a place to stay, right? Hotels are one of the most convenient lodging options. Unfortunately, they're also one of the most costly. Don't let your lodging fees eat up your entire family vacation budget! We have some great tips on how to save money on hotels. Take a look! This post contains affiliate links to help you save money on hotels. We only … [Read more...]
Smart Ways To Save Money On Flights
All professionals in the urban world need to travel from one place to another. Traveling is also very important or those who are into business. Apart from that, one may want to travel for the joy of exploring the world. However, it would be important to make sure that you save money on the cost of air tickets. Traveling does come with a lot of expenses. Therefore, it would be … [Read more...]
Your Social Insurance Number May Be Stolen by Heartbleed: What Can You Do?
The Canada Revenue Agency (CRA) Announced that 900 SIN (Social insurance number) were compromised due to that Heartbleed! That’s HUGE! SIN is the backbone of the North American society, you need for everything: work, loans, job, tax filing!!Having a SIN stolen can lead to identity theft, unwanted debt, unwanted records, loss of job: a nightmare! I was in shock when I heard … [Read more...]
Best Ways to Save Money on Cell Phone Bills
Monthly phone bills can at times be very painful if they cross the expected limit. It so often happens we end up paying much more than what we had anticipated and expected. The taxes and surcharges do not help the cause as well, as they shoot up the bill a new notches. The following are some of the best ways to save money on cell phone bills. Think of all the money you'll have … [Read more...]
Best Ways To Save Money On Gas For Your Family
During the spring and summer months, our family travels quite a bit by car! Between hiking, family vacations and weekend getaways, we really rack up the mileage. FInd the best ways to save money on gas is important to us. The more we save on gas, after all, the more we have to spend on fun family adventures!Fuel efficiency of vehicles is something that usually worries a lot … [Read more...]
Smartest Ways to Use Your Tax Refund to Get the Most Out of It
When I was in an accounting practice, one of my favorite moments was announcing the tax refund for the clients. They were happy and always shared with my ways to use their refund! Most of them used that money to pay for their summer vacation, some of them debts, others towards their mortgage and some towards health expenses!Everyone was anticipating how much tax refund they … [Read more...]
How to Overcome Your Biggest Challenges During Tax Season
Oh yes, it’s coming! Tax season is around the corner and we need to get ready for it! I have to say it’s not my favorite time of the year. Even though I am an accountant, I dread this time of the year. It’s not the filing that causes me the headache, it’s the preparation before! I have to organize those receipts to maximize my return or reduce my tax bills! That's just one … [Read more...]
How Not to Break the Budget During Spring Break Week
If you are thinking how to keep your budget in control during the spring break week and keep your family entertained too, well, then you've come to the right place. Let me show you some great ideas that will help you have loads of fun while also keeping your finances under control.After all, there is no need to break the bank in order to have some real fun. All you need … [Read more...]
Ready for Tax Season? Don’t Delay any Longer! (by H&R Block Canada) + Giveaway (Canada)
This post on preparing to tax season is brought to you by H&R Block Canada.The Boy Scouts are right –Be Prepared. While spring may still seem ages from now, it will creep up on you faster than you want to believe. That also means the deadline for your 2013 tax return is also fast approaching. The best tactic is to get everything ready well in advance of the April 30 … [Read more...]
The Secret to a Financially Stress-Free Life: Tips from Money Expert
Today, we have a special excerpt for you from "The Bank On Yourself Revolution" by Pamela Yellen. I think everyone could the secret to a financially stress-free life, don't you! Read on to discover this amazing book that will help you save money and become financially independent!The Secret to a Financially Stress-Free LifeIs finding financial peace of mind even … [Read more...]
Save Money on Skiing: Tips to Hit the Slopes for Less
Want to try hitting the slopes but don't think you can afford it? Take a look at some of the best ways to save money on skiing!Since we live in a country where the winter looks like Siberia sometimes and is very long, we had to embrace it in some way! One of the best way to go through the Canadian winter without getting depressed is to get involved in outdoor winter … [Read more...]
Redeem Your AIR MILES Rewards for Cash at Iris!
Every member of my family wears glasses. One pair for my husband, one for me and two pairs for each child. That's a total of six pairs of glasses! Why two pairs for each child? Because when they inevitably twist and break one pair, we have a back-up pair on hand! Can't have them going off to school unable to see, now can we? I can't even count how many times my kids have come … [Read more...]
How to Get Fit Financially and Save Money
I am sure that one of your new year's resolution is to get physically fit, which is a great resolution! But did you resolve to get financially fit? To get out of debt and save money? In my opinion, resolving to getting financially fit is part of my fitness resolutions. Think about it, when you don't have money problems, you sleep better, you are less stressed, hence you are … [Read more...]
Save Money with These 5 Year-End Tax Tips
Save money at tax time? Yes you can do it and you should do it! As Canadians, we have nice tax breaks that can reduce our tax bill and save us some money! But you have to hurry up: the following year-end tax tips must be used before December 31st!5 year-end tax tips that will save money! As much as I am proud to pay taxes, I don't like leaving money on the table! Who … [Read more...]
Did You Borrow Money to Put Your Child Through Extracurricular Activities? #BeyondtheBlueLine
Did you do that? Borrow money to put your child through extracurricular activities or hockey? If yes, you are not alone! According to a survey conducted by Canadian Scholarship Trust Plan (CST) Three out of five Canadian parents (61 percent) say they, or someone they know, have borrowed money or used their retirement savings to put a child through hockey or other … [Read more...]
The Season for Giving: How to Give to Charity While on a Budget
The holidays are a great time to remember those who have less than we do. It seems as though every cause in the area is asking for help during the holiday season, as their needs are greater. But what if you yourself are on a tight budget and don't have much to give to charity?The good news is, there are still plenty of ways you can embrace the season of giving and give. … [Read more...]
Prevent Identity Theft with a Free Credit Report from Quizzle
This post on how to prevent identity theft is brought to you by Quizzle. All opinions are our own.The holidays are a spectacular time with a flurry of activity. Between shopping, snow sports and all those holiday parties, you're always on the go, go, go. As much fun as that can be, it also means you makes this time of year the easiest time for identity thieves to steal your … [Read more...]
Frugal Gift Giving: How to Save Money on Gifts for Kids
The holidays are here, which means it is time to start thinking about gifts for kids This can be a rather costly time of year if you are not careful to save money, and the end result can be lots of stress served up with a side of debt.If you have been wondering how to save money on gifts for kids, you are not alone. The good news is, there are plenty of ways to save and … [Read more...]
Save Money for Christmas: How to Budget Your Holiday Spending
Getting worried about how you will save money during this holiday season? Check out our tips for how to budget your holiday spending!The arrival of the holiday season means dipping into your bank account a little more than usual. This can quickly lead to you feeling depleted financially and strapped for cash. However this does not have to be the case, as there are ways to … [Read more...]
Expert Microsoft Office 365 Tips from Jen Singer to Get it Done and Earn Money #GetItDone
This interview and post to help you get it done and earn money on the go is brought to you by Microsoft Office 365. All opinions are our own.With the holiday season quickly approaching, the need to get things done from literally anywhere has never been more desirable. What would you give up for less time chained to your work desk? That’s the question answered in a new … [Read more...]
Your Child Has Cancer: Can You Afford It Financially?
No parent wants to hear the words "your child has cancer." As a mom, I am always worried when my children get sick! As soon as the sneezing or fever appears I rush them to the doctor. My husband says I am a freak! All kids get sick and they get over it. But I cannot help it! I am too anxious when they get sick!So sometimes my dark thoughts come in and think: WHAT IF if my … [Read more...]
Five Fun Ways for Kids to Raise Money in the Summer
Summer is half over, but there is still plenty of time for kids to flex their entrepreneurial skills and raise money for their piggy banks! In fact, with all the end-of-summer carnivals and fairs coming up, now is a great time to help them earn a little spending cash! Take a look at a few easy and fun ways for kids to raise money during the summer. Fun ways for kids to raise … [Read more...]
3 Ways to Make Money at a Yard Sale
Planning a yard sale? Check out our ways to make money by selling your stuff! Post contains affiliate links.When I was a child, my mom and I would spend our Saturday mornings going to yard sales. We would often talk about having one of our yard sales, but never got around to it. Now that I am an adult with a family of my own, I have one annually, not only to get some extra … [Read more...]
How to Plant Your Own Windowsill Herb Garden and Save Money
This post contains affiliate links to help you find the items you'll need to plant your own windowsill herb garden and save money on herbs.Many people want to enjoy all of the freshness and flavors of an herb garden, but don’t think they have the room for one. Maybe it is because they live in an apartment, or just don’t have the backyard space. Well here is the good … [Read more...]
Do Hybrid Vehicles Save Money?
This post on whether Hybrid vehicles save money contains affiliate links.The demand for hybrid vehicles has been growing all over the world as more and more car buyers choose hybrid cars over conventional cars. Many car experts and enthusiasts claim that hybrid cars are the best option for budget car buyers that would like to save money in the future. However, the biggest … [Read more...]
The Frugal Herb Garden Series: 5 DIY Recipes to Feed Your Herb Garden
This post on feeding your herb gardens for less contains affiliate links.Once you get your herb garden up and running, how do you make sure it stays vibrant and flourishing for you? You will want to be sure your herbs perform at their best and look their best.Luckily, you don’t need to invest in any pricey plant foods, nor do you need to try any dangerous chemicals … [Read more...]
Simple Ways to Make Your Current Car a Green Car
I don’t literally mean a green car! That would be easy, just paint it! I’m talking about eco-friendly green. In an ideal world, we’d all be able to afford to run out and buy the latest hybrid green car that saves on gas as well as saves the environment. For most people, though, that’s just not in the budget. Besides, it’s a little wasteful to dump a perfectly good car in favor … [Read more...]
The Frugal Herb Garden Series: 7 Clever Ways to Save Those Herbs for Later
Looking for a way to save those herbs so you can save money too? Check out these great tips!If you have ever shopped for herbs at the grocery store, you have seen how pricey they can be. Not to mention, they may not always be fresh. These are two of the reasons that growing your own herb garden is such a great idea. But what happens when you grow more than you can manage? … [Read more...]
The Frugal Herb Garden: 7 Simple and Surprising Uses for Herbs
You have heard all about how herbs can save you money when you cook, but did you know that herbs can save you in other rooms besides the kitchen? They sure can! There are so many uses for herbs that you may be surprised to learn! Herbs and herb gardens are not only great for providing kitchen herbs, for helping your family bond, and for providing visual appeal to your home and … [Read more...]
Organize Your Closet with Rubbermaid: Tips to Maximize Your Space
This post filled with tips to organize your closet is brought to you from Rubbermaid. All opinions are our own.Organizing your closet is a great way to maximize your space and save money on clothes. How can it save money? Well, for one thing, you may find that you already own a great little black dress, white blouse or other essential item that you didn't know you had! … [Read more...]
Blogging as a Business and a Passion #influencemktg
Sponsored by http://innetwork.net. All opinions are our own, as we are always happy to share our passion for blogging!I love meeting new people, interacting with them and, most of all, helping them. If I meet someone in an elevator, I make sure to say hi and engage in a conversation. If my neighbor needs help with babysitting, I will be there! This is me! I love helping … [Read more...]
Repurposing Children’s Items Series: Ten Ways to Repurpose Children’s Clothing
If you have a basket full of children's clothing that is too small, too worn, or even outdated, take a peek at these ten ways to repurpose children's clothing. You might just be surprised at how many fun and frugal options you have to give that clothing new life!Children tend to grow at such a rate that they are needing new clothes every 4-6 months. It is amazing what … [Read more...]
Repurposing Children’s Items Series: Ways to Repurpose Stuffed Animals
If you have children, then you have stuffed animals! Plain and simple, you can not seem to avoid stuffed animals taking over your house when you have little ones. They get them as gifts, they get them as prizes, they beg you to buy them every time you hit up the toy section at the store. And therefore, it is likely that you have now acquired enough stuffed animals to fill a … [Read more...]
Spring Cleaning? Don’t Forget Your Car!
This post brought to you by Insurance Hunter. All opinions are 100% mine.Spring is the time to open the windows, let in the fresh air, and clean out all the junk that accumulated over the long, cold winter. While most of us focus on the inside of our homes, we often forget about our car! You car deserves just as much love in the spring as, say, your bathroom, right? After … [Read more...]
Repurposing Children’s Items Series:Ways to Reuse Children’s Books
If you have found yourself cleaning out your children's playroom and up to your ears with books, you might be wondering what to do with all of them. Unlike clothing, children don't typically outgrow books, but books can run their course. Perhaps over the years the spine has become lose, or the pages ripped, stained, or torn. Perhaps someone decided to take a marker to them, or … [Read more...]
Repurposing Children’s Items Series: Ways to Repurpose Baby Wipes Containers
Debt Consolidation Loans: The Good and the Bad
Consolidating a debt is to take out one single loan to take care of several other debts. Getting into debt consolidation loans is common and people do it all the times. But one should know the pros and cons of these loans before taking them out so that they know what they are getting into. The Pros and Cons of Debt Consolidation Loans The GoodThe debt consolidation is … [Read more...]
Time to Clean Your Closet and Make Money
Our closets tend to become one of the most unorganized spaces in our homes, possibly because they're out of sight from visitors, so we don't focus on them as much. Now with the spring approaching, why not take some time and clean the closets? You can even make money selling the clothing that you no longer wear. You feel great after all that cleaning and seeing all your stuff … [Read more...]
Protect Yourself From Accidents and Illness with Travel Insurance From CAA
When you plan a vacation or go on a spontaneous trip, purchasing travel insurance is probably the last thing on your mind. But what would you do if you had an accident or became seriously ill? There are so many things that could happen and you should be covered by insurance rather than risk financial devastation. Who is CAA? CAA (Canada Automobile Association) is a … [Read more...]
How To Save Money Using The Right Home Technologies
We are all looking for some best ways to save money, especially with the uncertain economic times around us. As they say, charity, begins at home, why not stop looking outside and start with our home and look for means and … [Read more...]
Save Money and the Environment by Driving Greener
With the world focusing on greener ways of life and greener technology, it is time, that we as citizens of the planet, woke up to the reality of limited resources of fuel and do our bit to save fuel and look for best ways to save money. The idea is to stretch that dollar for an extra mile and make the fuel last longer. Hybrids are soon going to be replaced by all electric cars. … [Read more...]
Family-Friendly Tax Tips by H&R Block
Whether you have newborns, toddlers or grade-school children in the house, they make life enjoyable and hectic all at the same time, as well as expensive. Fortunately, there are ways to reduce your tax bill this season and help with some child-related expenses. Cleo Hamel, senior tax analyst at H&R … [Read more...]
How to Stick to Your Budget
A few weeks ago, we shared few tips on how to start a budget! If you have done so, congratulations, it is a huge step in getting your finances in order. If you are still in the process of building it and have questions, we will be happy to answer them and help you if we can. Building a budget is not an easy task but it is worth doing it! Once your budget built, written or … [Read more...]
Valentine’s Day Gifts for Her
Valentine's Day gifts are always tough because many men just don't know what to get their special lady. While there is nothing wrong with a dozen roses and some chocolates, wouldn't you love to buy unique and creative Valentine's Day gifts for her? Well, you don't have to worry because the perfect gift for every type of woman is just a click away!Shopping for the … [Read more...]
New Year resolution: How to start a budget
As an accountant, I get asked this question a lot: How do I start a budget? My answer: know your income and expenses! Obvious? Well not for everybody. You will be amazed how many people do not know how much they have in their bank account or how much is the phone bill? To start a budget and to be able to stick to it, you need to know all those details!When you have a … [Read more...]
Insurance Hunter: an easy way to get insurance quotes
This post brought to you by Insurance Hunter. All opinions are 100% mine.Do you wish there was an easier way to get insurance quotes? Do you wish insurance brokers were in business to serve you instead of the insurance companies? Do you sign up for insurance online only to find out later that the quote was incorrect or have you spent too much time calling multiple insurance … [Read more...]
Dollar stores – Are they good to shop from?
Dollar stores are not only growing at a rapid pace in the number of stores spouting up around the world, but also in the number of loyal customers that swear by them. Both increases seem to be expanding at a steady rate. Once dismissed by many manufacturers, both the size and number of dollar stores seem to be growing and boasting higher sales thane ever, and luring in a lot … [Read more...]
How to save money with your CAA membership
I got a CAA membership a few years ago, and I’ve had it ever since. It was recommended by my car insurance company when I bought an old car. They said it is a good safety measure for road trippers like us! And with reason! One day I was driving on a highway with my daughter and mom. It was heavily raining. My wipers stopped working. I was scared to death! I was 150km … [Read more...]
Holiday Shopping: How Not To Break the Budget
The Christmas and New Year holidays are fast approaching. This brings along with itself bundles of holiday shopping sprees; after all there are gifts to be bought, dinners to be planned and, of course, seasonal décor. Since you really cannot escape these sprees, shopping over and above the holiday budget becomes inevitable; however not for the wise. If you are a little careful … [Read more...]
Top five Gifts For Grandparents Under $25
Boys and girls, it’s going to be Christmas time pretty soon; which means that you should be well ahead in your plan of selecting gifts for your loved ones and that means your parents and grandparents too. Your grandparents, just like your parents, deserve attention from your side as well. They often live far away and a gift from your side can serve as a nice little reminder to … [Read more...]
8 Great Money Saving Apps To Download Today
We all seem to make the best bargains, especially during the cash strapped economy. With the holiday season just setting in, most people would be looking to make some good bargains. Thankfully, there are a number of money saving apps in the market that can help you get to the best of those deals available on web or otherwise. 8 Great Money Saving AppsGrocery IQGrocery … [Read more...]
My Shopping experience with Ebates Canada: Easy, fun and it pays off
I signed on Ebates Canada few weeks ago! For those who are not familiar with this concept, Ebates is an online cash back shopping site. It features many brands and useful goods, such as: GAP, Children's Place, kitchen items and more! For each purchase, you earn a cash back that is paid to you every quarter! Signing up is free and takes only 15 seconds! My Shopping … [Read more...]
The SEARS Financial Income Insurance Protection Plan
Being incapacitated can mean different things in terms of insurance, especially income insurance. For example there is own-occupation incapacity which means that a person is no longer capable of performing their own job, which they have been trained to do. Then of course, we have the more obvious forms of incapacity such as illness or injury which we have no control over and … [Read more...]
7 Little Known Credit Card Perks
Many people are unaware that their credit card has several other great perks beside the one-swipe payment convenience? Sure there are many consumers who are aware of mileage rewards and the cash back allowance but there are still a few other benefits which they are not aware of that their card entitles them to.7 Great, Little Known Credit Card Perks 1. How many of us … [Read more...]
Top Tips to Score Big on Black Friday Deals
If you are a shopper who has tried to score big in the Black Friday shopping experience, you may have found that it is not easy for you to get the best deal. With so many ads popping up all over the place, it can be very difficult to narrow the best Black Friday deals. Whether you choose to shop online or head out into the busy fray of bargain shoppers, successful Black … [Read more...]
Best Storage Items for Kids’ Room– Under $25
We love decorating our kids’ room so that it appears to be a haven of bright colors radiated by an array of varying toys. But all of those colorful objects need to be kept in stylish and practical storage containers to make them appear more organized and thus more aesthetically pleasing. Find out what storage items for kids’ stuff are in the market these days for less than $25. … [Read more...]
LearnVest: Tips for Frugal Living and Sweepstakes
Need some help getting your finances on track? Why don't you try the 10-day email program from Learn Vest! The program will provide you with daily tasks to help you balance your finances!You can also win $2,500 as well as a complete plan! Enter Today! Open to US residents only. Disclosure: this post is part of our advertising package! We are not responsible … [Read more...]
Top 5 Gifts for Her Under $25
Wondering what you can get your partner for her birthday or the upcoming holidays? If you are clueless, then here are a few ideas for gifts for her that you might find tempting. These are a good buy for you as you can get them for less than $25 and great gifts for her because these are things girls love to have. Five Great Gifts For Her Under $251. Jewellery is … [Read more...]
10 Best ways to save money on maternity clothes
To remain comfortable throughout pregnancy it is important to use the right clothing, especially during the last term of pregnancy when the belly starts to show off conspicuously. The majority of women do not like to spend or cannot afford big money on maternity clothing as they will be using them only for a short time. Here are the best ways to save money on maternity … [Read more...]
Ebates introduces online cash back shopping with Ebates Canada.
I like shopping from the comfort of my home! Kids go to bed and I browse the web for the things I am looking for. I can compare prices and read the reviews about the products, with no hassle to park the car or hurry to be back on time for kids homework or practice. It is very convenient!Unfortunately as a Canadian, I don’t have as many offers, choice of stores as my … [Read more...]
How to Save Money on Childcare
Working moms often invest a huge amount of their earnings for child care. With the increasing numbers of working moms childcare centers or organizations are also demanding a high pay forcing many of them to search for alternatives. Here are few best ways to save money on childcare.Search for financial help from employers: Few employers offer assistance to their … [Read more...]
Best Ways to Save Money on Baggage Fees
Packing for a trip can be really stressful. The confusion of what to carry and what to leave behind and the tension of forgetting to pack important things can make the task daunting and exhausting. To top it all, now most airlines also charge extra for baggage fees which means you also need to consider ways to cut your baggage! Well, there’s no escaping reality which is why I … [Read more...]
Best ways to save money on a road trip and stay healthy
Image Source: Flickr/cameronparkins/ Roads trips are fun: you explore different places and scenery. You discover new meals and treats! It's my favorite way of travelling. Unfortunately these trips can be long, tiring and pretty expensive. Sometimes we end up choosing unhealthy options to save money and speed up our trip. But we can still travel on a budget, stay healthy and … [Read more...]
Plan a Budget-Friendly Fourth of July Party
The Fourth of July celebration is one that all Americans love. Fireworks, friends, food and fun - no wonder we love it! Are you having this year's party at your house? Here are some tips to help you stay on budget and still have a great barbeques. B.Y.O.B. The most expensive part of any barbeques party is the food. The easiest way to deal with this expense is to have guests … [Read more...]
How To Save Money On Health Costs
Health care can be a big expense, especially if you have kids. If you're like me you are always looking for ways to save money on health care expenses, here are some suggestions to help you cut your health care costs.Best ways to save money on health costs Make Your Doctor An Ally When you have to visit a specialist, usually your doctor is the one that suggested the … [Read more...]
Best Ways to Save Money for a House
For anyone who endeavors to live well yet cheaply, saving is an essential activity. Saving money can be hard at times, but sometimes when you have a specific purpose to save it gets a little easier. When you desire to own a home, you will quickly see a need to have some money setback for the purchase or the loan. If you plan to finance, you will need a pretty sizable down … [Read more...]
How to tame household debt
Student loans, credit cards, mortgages, all these things add up to one word...Debt! If left unchecked debt can spiral out of control, leaving your finances in a hopeless wreck. It's not too late. There are things you can do today to handle the debt you have and keep new debt from creeping up and taking over your life. This article will give you ways to increase income and … [Read more...]
Affordable Summer Activities for Kids
Summer is just around the corner. The season officially starts on June 20, 2012, but many children are out of school by then. If you're worried about how to keep your little ones entertained for the whole summer, then be sure to check out a few of these summer activities for kids. Summer activities for kids on a budget Summer activities for kids do not have to cost a lot of … [Read more...]
Best Ways to Save Money for Retirement
My father started saving for MY retirement as early as 12-year-old. Back then I was frustrated because it reduced my pocket-money. He ignored my whining and crying. Each month, he managed to add $30 in the saving account. When I took summer jobs, he managed to convince me to save 10% of my earnings. He was wise. I am thankful because he tought me a key money concept: Planning … [Read more...]
Best Ways To Save Money On Roaming Charges When Travelling
Roaming charges can be really expensive while traveling. However, you still have to stay in touch with your clients and family when you are on the road. How are you going to do that? You may be looking for best ways to save money on roaming charges when travelling.Tips to save money on roaming charges Turn off data roaming One way to save money on roaming charges … [Read more...]
Stockpile: Does it save money?
My mother is a stockpile addict. She always said “You want to save money, stockpile when items go on sale.” She stockpiled everything - grocery, clothes, shoes, beauty products- everything she needed. She had at least 6 months to a year’s worth of stockpile. I was raised on stockpiling and buying items on sale. When I moved in with my husband, I tried to continue this … [Read more...]
Learning Money with Leo iPad app: A Great Tool Teaching kids about money
Teaching kids about money is a very important topic in our home. We believe that when we help our children learn key money concepts, we help raise responsible adults. We help them avoid overspending and unnecessary debt in their future life.We started teaching kids about money as early as 3 years old. The first step in their learning process is to get them a piggy bank. … [Read more...]
How To Save Money For Your Kids
It's important to start teaching kids about money at an early age. Most of the time kids don't understand the value of a dollar unless someone teaches them. It's part of your parenting responsabilities to teach them how to save money. There are lots of ways you can get your kids to start saving money.Few suggestions on how to save money for your kids Give them a salary … [Read more...]
Save money by living simple
Temptation is everywhere we go: advertisements, friends, neighbors, school! Every single move we make we are tempted. This can lead to overspending, debt and stress! It is making it harder for people who want to save money and live a simpler life. It takes a lot of courage to resist to all these temptations! How can you simplify without feeling frustrated?Want what you … [Read more...]
Book Review: Cut Your Grocery Bill In Half with America’s Cheapest Family
Title: Cut Your Grocery Bill In Half with America's Cheapest Family. Author: Steve and Annette Economides. Published by: Thomas Nelson, 2010. I found it very hard to put this book down! I am one of those frugal people who obsess about finding great deals so this book was a perfect read for me. The book is more geared towards adults. The authors, Steve & Annette … [Read more...]
Best Ways to Save Money This Holiday Season
Christmas is a time of the year that brings joy to so many people. The beautiful tree decorated with antique ornaments, family gatherings with delicious meals and colourful presents represent Christmas to many. Unfortunately, all this comes with lots of money when January come the big credit card bills begin to fill your mailbox. However, this does not have to be the case this … [Read more...]
How to Cut Loan Debt While Having a Family to Provide For
Figuring out how to pay back your loan debt while at the same time being able to provide for your family is a constant need most people have. But how do you do it? How do you give your spouse, children and yourself the monthly luxuries that are important while also making sure you take care of your most important bill to those insistent debt collectors that depend on your … [Read more...]
Book Review: Earn It, Learn It
Earn It, Learn It by Alisa T. Weinstein founder of Earn My Keep, LLC This is not your traditional allowance system No matter what your position is regarding household chores and allowance, you can use this system to teach your children the value of working for your money. This program sets up a way for children to 'work' to buy things. This program is not based on household … [Read more...]
Five Simple Ways to Lower Energy Costs in the Home
In as tough of an economy as the one we currently find ourselves in, saving every penny possible has never been more important. When it comes to the high costs of home energy, saving money must be taken seriously. Otherwise you'll be burning a hole into your budget every month when you could be using that money for other things instead.So How to save money on energy bills? … [Read more...]
Five Ways to Lower Energy Costs in the Home
In as tough of an economy as the one we currently find ourselves in, saving every penny possible has never been more important. When it comes to the high costs of home energy, saving money must be taken seriously. Otherwise you'll be burning a hole into your budget every month when you could be using that money for other things instead. Read More … [Read more...]
Understanding your Car Insurance to Save Money
Car insurance is a must have, both legally and responsibly. Many people don’t fully understand their car insurance plans or how understanding it can save them money. In an effort to shave some savings from your already overpriced car insurance, there are a few things you need to understand about your coverage.Here is a breakdown of what is involved in an insurance plan and how … [Read more...]
Save money on your car insurance by understanding it
You want to save money on your car insurance and keep some money in your wallet. You need to understand your contract!! learn about these contract types. Read more … [Read more...]
Time- and money-saving ideas for mums and dads
If you asked any parent what they would like most of all in the world, they'd probably ask for more money and more time! Money and time are precious and there's never enough of either of them, especially when you're a parent. You often need to get things done as quickly (and as cheaply) as possible.Just about everyone is feeling the financial pinch at the moment. Inflation is … [Read more...]
Halloween Decorating on a Budget
Festive and frugal are two words that can easily go together when you’re thinking about holiday decorations. With Halloween coming up, there is a lot to think about: costumes for the kids, decorations for the house, and candy, of course. Store-bought costumes are not cheap, and buying decorations at the store can really add up. But you can create a festive fall atmosphere (or … [Read more...]
GARDENING – WAYS TO SAVE MONEY AND HELP THE EARTH
Gardening at home is a great way to improve the overall look of the yard, provide food for your family, cut bills and help to save the environment. It may sound like a tall order to be able to achieve all of this, but it certainly can be done. Plan Things Out When first starting to garden, it is often suggested that you start with a very small and simple area. This may work … [Read more...]
The Family Meeting Remains a Remarkably Easy Way to Avoid Overspending
It's just about impossible to schedule a family meeting without infringing on at least one family member's plans. Turning it into a tradition is therefore not particularly easy to do. Even if everyone gathers around for dinner, that's not the time to talk business (The Godfather, anyone?) Yet, finding a 30 minute block of time once a week for the family to sit down and strictly … [Read more...]
Should you be paying for life insurance?
Most people pay monthly for life insurance, and many consider it a necessity. However, it is not absolutely necessary to have life insurance, and you could be spending money on something you don’t really need. In order to decide if you need life insurance, you should look at your individual situation and consider whether or not that insurance payout will be needed, and is thus … [Read more...]
Save money on baby items
The little one will soon be arriving, and there is plenty to think about. There are a lot of expenses you are going to have to push into your budget, and there are lots of things to buy. However, a number of the items you buy will only be needed and used for a short amount of time and help you save money. READ MORE … [Read more...]
Save money on baby items by buying used
The little one will soon be arriving, and there is plenty to think about. There are a lot of expenses you are going to have to push into your budget, and there are lots of things to buy. However, a number of the items you buy will only be needed and used for a short amount of timeBecause of the quick growth of a baby, there are some items that get very little use before … [Read more...]
Family Travels for Less: Tips to Save Big
Travel is a great way to have an adventure with your family. It’s easier when you’re young and free, but gets harder with a family because every single person is a multiplier for how much your vacation will cost. Each person needs transportation, lodging, something fun to do, etc and the bill can really add up. Sure it’d be great to take your dream vacation without worrying … [Read more...]
5 Key Money Concepts to Teach Kids
The vast number of books and other resources devoted to helping parents teach their kids about money suggests that when it comes to this topic – as with all things in parenting – there’s more than one sound way to get the job done. Here we’ll take a look at some foundational financial children should understand before they head out on their own. READ MORE … [Read more...]
Key Money Concepts to Teach Kids
The vast number of books and other resources devoted to helping parents teach their kids about money suggests that when it comes to this topic – as with all things in parenting – there’s more than one sound way to get the job done. What is more certain is precisely what children need to know and understand about money and finance. Here we’ll take a look at some foundational … [Read more...]
Best Ways to Save Money- 5 Must Know Ideas
Finding the best ways to save money is important for everyone, regardless of your current financial situation. Most people know about the big money saving options, but taking advantage of a few options that aren't often thought about can easily help you save hundreds, if not thousands each year. Here are the best ways to save money without taking drastic measures.5 Best … [Read more...]
Stretch Your Dollar Further cutting on Innocent Expenses
It’s the little foxes that kill the vineyard. In other words, its rarely the major things that keep us from achieving a goal; instead, it’s the small things. In personal finance, this is definitely true. Especially in the realm of personal spending habits and expenses. Read more … [Read more...]
Stretch Your Dollar Further By Cracking Down on Innocent Expenses
It’s the little foxes that kill the vineyard. In other words, its rarely the major things that keep us from achieving a goal; instead, it’s the small things. In personal finance, this is definitely true. Especially in the realm of personal spending habits. Oftentimes people tend to think that buying big ticket items without planning and budgeting for them is what keeps people … [Read more...]
How to plan a frugal road trip
Vintage Ad #1203-This Cheap Hotel Does Not Compute - Ntnl Geo July 1978 by jbcurio/flickrTraveling may seem like an indulgence you just can’t afford. But there are ways you can cut corners without sacrificing fun. Here are some tips to help make your upcoming trip both frugal and fabulous. Join an Auto Club If you need to keep expenses in check while you travel, you may want … [Read more...]
Cut Your Insurance Costs
Insurance is one of the most valuable things you can have these days, and there are many types available. Home, health, and auto insurance are all important types of insurance to carry if you want to protect you and your belongings. There are certain things you can do to cut your insurance costs. READ MORE … [Read more...]
How to Cut Your Insurance Costs
Insurance is one of the most valuable things you can have these days, and there are many types available. Home, health, and auto insurance are all important types of insurance to carry if you want to protect you and your belongings. The problem is you may be paying more than you need to be for your insurance policies. Fortunately there are certain things you can do to cut your … [Read more...]
6 Tips for Slashing the Costs When Dining Out
Eating out at a good restaurant hasn’t been the same in the last few years. Prices have been spiralling upwards, making most restaurants the bastion of the elite. But money alone shouldn’t deprive you of the experience that eating at a good restaurant provides.Luckily for you, there are a number of companies that are offering you a way out, so much so that you may never have to … [Read more...]
3 Mistakes to avoid while crafting a family budget
It is a fact universally acknowledged that the United States of America is a nation of spenders and this vouches for the increasingly large number of people who do not follow a family budget.Records suggest that most households are finding themselves drowned in household debt of various kinds and all this is just because they don’t follow a budget. Budgeting will always help … [Read more...]
Choosing a car on a budget
Let’s face it most of us need a car to get around in life. Whether it be for driving to work every morning or picking up our children from school. Since the economy is harsh, and we are all lacking money it’s hard to afford a lasting car. As a result of this economic downfall people are searching for cars on a very tight budget. In order to get a car for a fair price, you are … [Read more...]
Interview with Mr Coupon Nathan Engels from Extreme couponing Show
Few weeks ago, TLC launched a show : Extreme Couponing ,where it features people known as extreme couponers through their everyday savings and deals. It is captivating how people can save 90% of their grocery bills. I am trying to figure out how to do that and how I can use some of their techniques. Nathan Engel aka Mr Coupon was featured few times on the show. Recently, I had … [Read more...]
Interview with Nathan Engels aka Mr Coupon of Extreme Couponing
Interview with Mr Coupon Nathan Engels from extreme couponing show Few weeks ago, TLC launched a show : Extreme Couponing ,where it features people known as extreme couponers through their everyday savings and deals. It is captivating how people can save 90% of their grocery bills. I am trying to figure out how to do that and how I can use some of their techniques.Nathan … [Read more...]
Sorry Kids, it’s expensive!! We need to stick to the budget
As parents of two, we found ourselves wrestling for financial discipline when it comes to our children. We set up a monthly budget, we try to stick to it but when it comes to our kids, we ignore our common sense and we say yes to the expensive juice at the hockey arena, or to the unhealthy snack at the supermarket. We find it hard to say always No to our kid’s endless lists. … [Read more...]
Planning a Family Vacation on a Budget
Family vacations can be a costly endeavor, but they do not have to be. An experienced bargain shopper knows how to research deals and investigate other angles which can be used to reduce the cost of a family vacation. Taking your family on a vacation while not losing an ounce of fun is very possible, especially if you have some help. There are several tactics that you can … [Read more...]
Toddler’s Clothing Tips
Dressing a toddler should be a pleasant thing but it could be time consuming, exhausting and expensive because toddler clothing sizes can be tricky. They typically go by the child's age and can be recognized for the "T" that follows the number. However, just because your child is 3 years old, doesn't mean he is going to fit in a 3T dress. An average child will begin to fit … [Read more...]
7 Tips To Extend The Life Of Your Clothes
Clothing can take big chunk of your budget. An average American family of four could spend around $4,000 per year on clothes! Think of all the other things you could do with that much money. You could take the whole family on a trip to Morocco! You don't have to give up your favorite designers to dress for less; you just need to be smarter about your purchases and how you care … [Read more...]
10 ways to cut your grocery bills
Groceries are one of the biggest expense each month for many families, but there are many ways to save without sacrificing all your favorite foods. Following these tips will help you cut your grocery bills so you can save a little for your future and maybe even save up for a great family trip.Easy tips to cut your grocery bills Plan out a weekly menu This is the best way … [Read more...]