Any home purchase is important. but when you have a family there are some things you need to consider to ensure you are getting the best of all worlds in terms of price, location, space and safety. Unless you plan to buy a top of the range Ferrari or Maserati, the chances are a home …
You can’t really get paid just for playing with dogs, right? You’d do that for free! But as a pet-sitter, you get the best of both worlds: Supplementing your income while doing what you love. Rover.com does all the work for you, and you get to show up for playtime. Once you sign up, you’ll …
Dog Lovers Turned Pet Sitters: How to Get Paid to Play with Dogs! Read More »
The Canadian real estate market is hot right now. I’m sure this isn’t news to you, right? With all the media coverage it’s getting along with the new government rules, I bet you already knew that. Since it’s getting harder for would-be first-time home owners to find a home of their dreams at a price …
5 Mistakes to Avoid When Selling a House in a Hot Real Estate Market Read More »
This post is sponsored by Make Your Kid a Money Genius (even when you’re not). All opinions are our own. How do you teach your kids about money management when you’re not exactly a financial wizard yourself? That’s a question I think a lot of us ask ourselves. As parents, we all want one thing for our …
How To Teach Kids About Money When You’re Not a Financial Wiz Yourself #moneygenius Read More »
Wondering how to use an allowance system to teach your child about money? Check out these great tips from Michael Banks of The Fortunate Investor! He’ll tell you how to set up an allowance depending on your child’s age, what your kids should be expected to pay for and more to help them learn to …
How to Setup and Use an Allowance System to Teach Your Child About Money Read More »
The weather in the winter months can sometimes be downright brutal. It can get so cold but you want to stay warm at home. The problem? It can be rather costly to keep your home and your family warm during the winter months. Here are some frugal hacks to help you stay warm in winter. …
This post was written as part of the Allstate Influencer Program and sponsored by Allstate. All opinions are mine. As the nation’s largest publicly held personal lines insurer, Allstate is dedicated not only to protecting what matters most–but to guiding people to live the Good Life, every day. Buying our first home was the most …
This post was written as part of the Allstate Influencer Program and sponsored by Allstate. All opinions are mine. As the nation’s largest publicly held personal lines insurer, Allstate is dedicated not only to protecting what matters most–but to guiding people to live the Good Life, every day. The first time I saw my son, …
Wondering if there are money saving hacks you can actually use on a daily basis? We know what you mean. It seems like a lot of ways to save cash require a major budget overhaul or total lifestyle change. Sometimes, you already have a great budget in place. You’re already putting funds away for college, you’re …
What Are Some Money Saving Hacks I Can Use on a Daily Basis? Read More »
As a single mom of 2 working to build a business, some things just seem so out of reach. My credit is less than stellar and I don’t even have any credit cards, just a bank debit card here. I really can’t afford big ticket luxury items, even if we ‘need’ them. I was in …
This is What Amazingly Affordable Looks Like! #AmazinglyAffordable Read More »
Lately, it seems like my Facebook feed is filled with so much sad news. A young mom died and left 2 children and her husband in distress (emotionally and financially). A father was taken away suddenly from his family at a young age. So much tragedy and loss. While I try to concentrate on positive …
When I gave birth to my first child, my dad gave me a brochure and an envelope. The envelope contained money and the booklet contained information about RESPs. I was happy with the money (I did not expect that this little angel required so many things: diapers, clothes, crib, etc.). I was not interested in …
If there’s one thing we all need more of in our lives, it’s money hacks! Right? Who couldn’t use a little extra cash in their lives! Today we’re sharing money hacks to help you pay off your home quicker. After all, for most of us, it’s our biggest monthly expense. When you’re looking for ways to …
9 Money Hacks that Knock Years off a Home Mortgage Loan Read More »
Board games that teach kids about money are a fun way to teach your kid an important life skill. Everyone needs to know how to buy and sell, make change, and manage their money. Learning how to manage money does not come easily to most people, most people need to be taught. By playing some …
5 Board Games That Teach Kids About Money So They Win At Life Read More »
The holidays are over and the memories are made, but you may be feeling frustrated as you manage money stress from holiday bills. The average American spent $986 last year alone as they decked their halls last holiday season. No matter what your holiday spending was, you may be feeling a little frazzled when you …
The Best Way To Manage Money Stress From Holiday Bills Read More »
I have made my fair share of mistakes when paying off debt. While I start off with the best of intentions, it is not easy and I have found several times that my initial plans did not always work. According to CNBC, eight in ten Americans are in debt right now. Debt is weighing heavily …
If you like to travel or plan to travel around the holidays, there are some great deals you may be able to take advantage of. Black Friday deals are not just for major retailers since you can also find deals on hotels, guided tours and cruises. Here is some great travel deals for Black Friday …
Taking Advantage of Black Friday and Cyber Monday Travel Deals Read More »
While it is true that Black Friday is a day for you to save money on all your holiday shopping, did you know that you can save even more? Well, you can and all you need is your cell phone. Here are some great apps for saving money on Black Friday. Related: 5 Quick Ways to …
These tips for How To Save Money On The Occasional Car Rental will help the person that lives near public transit and rarely needs a car, as well as the family that has a car but needs something a bit nicer from time to time. Whether you are renting for the day or a week, …
This post is brought to you by FutureAdvisor. All opinions are our own. As a parent you know from the day your child is born that you need to plan for their future. That includes planning for their college education. College is such an important part of your kids’ future, and we know all too …
Tips for Planning for Your Child’s College Education Read More »
Spring is here, which means it’s time to start a little spring cleaning! Your house and closets are probably on the top of your list for things to spring clean, but what about your budget? If you want to save money, then spring cleaning your budget is a necessity. Here are some tips you can …
This is a sponsored post written by me on behalf of Dollar General for IZEA. All opinions are 100% mine. Keeping your household running smoothly on a budget seems like a monumental challenge. After all, a house just NEEDS so many things! Even if you pare down to the very basics, chances are you still …
Keep Your Household Running Smoothly with Dollar General #DollarGeneral Read More »
When your budget is tight it is important to find great Money Saving Meals For Large Families that everyone will enjoy. Whether you are looking for something to help trim your budget, or make your meal times easier we have some great tips for you to consider. Not only will we share our favorite helpful …
Is there a special kid in your life who’s about to graduate? Throwing a graduation party is a great way to celebrate your graduate’s accomplishments, but unfortunately, it can cost a pretty penny. Since you’re probably thinking about college costs now that your child is graduating, a budget-friendly graduation party is definitely best. Here are …
Today we’re sharing money tips to give your finances a makeover. The new year is well under way. If you’re like most people, you made some lofty resolutions to change your spending habits and start saving more money this year. Now that we’re a couple months into the year, maybe you find yourself slipping back …
Did you know that some of the hottest money tips are right at your fingertips? There are some fantastic apps for your phone or tablet out there right now. Using your smartphone to Here are just a few, plus several reasons why you might want to use each of them. 8 More Fabulous Money-Saving Apps …
Can gardening save you money? We are all looking for ways to save money and eat healthier. For you, that might include starting to grow your own garden. But can you really save money by growing your own vegetables? At first glance, it might seem like you are investing more money into a garden. Think …
Is it possible to shop on a budget and eat organic? This is one question that many moms have faced, especially if they want to eliminate all those chemicals and preservatives found in foods today. I know that as a mom I want my kids to eat healthy, organic ingredients, without all those added chemicals …
Thank you H&R Block Canada for sponsoring this conversation. Looking for ways to reduce the amount of taxes you owe? Or better yet, get a bigger refund? New tax credits announced in Canada last year could add up to greater tax savings for your family in the next couple of years. Caroline Battista from H&R Block …
5 New Tax Credits that Will Impact Your Family + Giveaway (Canada) #FAMILYTAX Read More »
Tax refund season is an exciting time for many of us! With a sudden influx of money, we are faced with so many decisions. What should we do with it? Should we splurge and take a vacation? Be wise and pay off our debts? A little of both? Decisions, decisions! I have a few suggestions …
You are doing the right things – saving, paying down debt and even started an emergency fund. So what things do you do now to make that fund grow? Here are 5 effective money tips for building your emergency fund to the amount you will need to protect yourself in case disaster strikes. The Secret …
Looking for debt relief ideas to pay off that holiday spending spree? Read on! Christmas is a wonderful time of year where we spend time with family, friends and loved ones. It is also a time of great stress for some that decide to overspend during the holidays. Christmas debt is the one part of …
5 Debt Relief Ideas for Paying off Holiday Spending Spree Read More »
Those finances that you have ignored in the last part of 2014 while you buying and spending to create a fantastic Christmas? They are going to need some quick TLC to keep them from lingering well into 2015. Here are 5 money tips to help you deal with that debt and maybe even make progress …
The time for considering New Year’s money resolutions is almost here. While you may mean well, research shows that not keeping those resolutions will cost you up to $1,000 each! Here are 5 New Year’s money resolutions that you won’t keep and a few ways to make sure that you aren’t losing money trying to …
Today we’re sharing money tips about things you should never buy with a credit card. Credit cards can be great in a time of need or an emergency. They can also be the worst possible way to pay for something. If you have a credit card, try to only use it on purchases that you …
As we head into the holiday season it is time to start considering how we will pay for gifts for our friends, family and even ourselves. Here are 5 Ways to Make Extra Money for the Holidays that are sure to be easy for you to do, and will offer you the chance to give …
5 Quick Ways to Make Extra Money for the Holidays Read More »
We have talked before about money and financial issues within marriage and relationships, and today we are addressing another topic that has come up in conversation. Should You Let Your Spouse Handle All The Finances? No matter your situation regarding jobs, income and who makes more or less, this is a question worth entertaining. While …
Should You Let Your Spouse Handle All The Finances? Read More »
In today’s marriage money tips, we’re talking about whether you should pay off debt of your future spouse. Finances within relationships and marriage can be one of the toughest spots to handle. Not only will you regularly have one person not agreeing with the other, you have potential for major credit issues long term if …
Marriage Money Tips: Should You Pay Off Debt Of Your Future Spouse? Read More »
With our focus on awareness for childhood cancer, we wanted to bring you some Unique Fund Raising Ideas To Support Your Cause. If you have ever been in a place to be on a the committee at a school or organization to raise money, you know it can be a tough challenge. Whether you are …
Do you have old phones, tablets, game systems or even textbooks laying around the house collecting dust? Now is the time to take advantage and Earn Credit With Amazon Trade In Program! Not only can you send in items in good shape that you no longer use, but you can earn credit to make upgrades …
Save on Big Purchases by Earning Credit with Amazon Trade-In! Read More »
Relationship Money Issues: Should You Split Expenses With Your Spouse? This question is the ultimate within most relationships. Statistically speaking, one of the top 5 things that causes problems within marriage and relationships is money. Since we want relationships to be strong and healthy, then maybe is time for us to look closer at some …
As moms, we always seem to need more. More time, more money, more value, more convenience. More clothes for our kids, more gadgets to make our lives easier. Just more. Sears understands how much “more” we need! That’s why they’re bringing, well, more to you! In fact, this post is brought to you by Sears. …
Shop Your Way & Let Sears Bring More to You! #MoreToYou Read More »
We have created a simple method of savings that will help you Create A $255 Christmas Fund In Just 15 Weeks! It is hard to believe that Christmas is just around the corner. As many of us struggle to make ends meet, the holidays can but a real strain on your budget. While this …
Create A $255 Christmas Fund In Just 15 Weeks With FREE Printable Savings Schedule! Read More »
Whether you’re a new or veteran pet owner, you may be wondering where to find cheap pet supplies to help save money on pet costs! Owning a pet can be costly, not only due to veterinary bills, but also pet supplies themselves. It might not seem like a lot that you need, but if you …
If you’re looking for the best ways to save money on vacation, kids stay free deals can help! One of the most expensive portions of vacation planning is accommodations. If you’re traveling with kids then there are some ways you can lessen this cost. Those kids stay free deals can really help! There are many …
Save Big Bucks on Vacation with Kids Stay Free Deals! Read More »
Looking for ways to save money on family vacation expenses so you can actually go on vacation? Read on! Just because everyone wants to take a vacation doesn’t mean it’s always financially possible. If you’re wondering how you’ll fit it into your budget this year, consider implementing some of these ideas to save money on …
6 Ways to Help You Afford that Dream Family Vacation! Read More »
Everyone looks for cheap back to school supplies, but there are a few places you can really look to find the best deal! With back to school shopping, there are many hurdles in sticking to a budget. It can be especially hard, especially during school shopping season, but with our tips you can stay in your …
With end-of-year report cards arriving in homes across the globe, many parents are thinking about how to reward their children for those high marks. A great question emerges: should I pay my child for good grades? My son got his report card last week. It was great one and we were proud of him. So …
Summers are sultry and hot. In fact, with the sweltering heat it is hardy possible to remain cool. So, in such cases the AC turns out to be a necessity. Unfortunately, if you use it too often, you end up with massive electricity bills, which is definitely not desirable! Wondering how to keep yourself cool …
Okay, so you may be thinking “why would I want to save money when I’m no longer in this world?” Well, these will preparation tips aren’t really to help YOU save money. Rather, they’ll help your family avoid tons of headaches. Whether you are using an online will service, a lawyer or going to a …
You know how I am a huge AIR MILES fan! Like really huge! I have been an AIR MILES Collector for years. Each time I shop at an AIR MILES Sponsor’s store, I use my card and collect those precious reward miles. When the AIR MILES system was offering only Dream Reward Miles, I used …
When you’re traveling, you need a place to stay, right? Hotels are one of the most convenient lodging options. Unfortunately, they’re also one of the most costly. Don’t let your lodging fees eat up your entire family vacation budget! We have some great tips on how to save money on hotels. Take a look! This …
All professionals in the urban world need to travel from one place to another. Traveling is also very important or those who are into business. Apart from that, one may want to travel for the joy of exploring the world. However, it would be important to make sure that you save money on the cost …
The Canada Revenue Agency (CRA) Announced that 900 SIN (Social insurance number) were compromised due to that Heartbleed! That’s HUGE! SIN is the backbone of the North American society, you need for everything: work, loans, job, tax filing!! Having a SIN stolen can lead to identity theft, unwanted debt, unwanted records, loss of job: a …
Your Social Insurance Number May Be Stolen by Heartbleed: What Can You Do? Read More »
Monthly phone bills can at times be very painful if they cross the expected limit. It so often happens we end up paying much more than what we had anticipated and expected. The taxes and surcharges do not help the cause as well, as they shoot up the bill a new notches. The following are …
During the spring and summer months, our family travels quite a bit by car! Between hiking, family vacations and weekend getaways, we really rack up the mileage. FInd the best ways to save money on gas is important to us. The more we save on gas, after all, the more we have to spend on …
When I was in an accounting practice, one of my favorite moments was announcing the tax refund for the clients. They were happy and always shared with my ways to use their refund! Most of them used that money to pay for their summer vacation, some of them debts, others towards their mortgage and some …
Smartest Ways to Use Your Tax Refund to Get the Most Out of It Read More »
Oh yes, it’s coming! Tax season is around the corner and we need to get ready for it! I have to say it’s not my favorite time of the year. Even though I am an accountant, I dread this time of the year. It’s not the filing that causes me the headache, it’s the preparation …
How to Overcome Your Biggest Challenges During Tax Season Read More »
If you are thinking how to keep your budget in control during the spring break week and keep your family entertained too, well, then you’ve come to the right place. Let me show you some great ideas that will help you have loads of fun while also keeping your finances under control. After all, there …
How Not to Break the Budget During Spring Break Week Read More »
This post on preparing to tax season is brought to you by H&R Block Canada. The Boy Scouts are right –Be Prepared. While spring may still seem ages from now, it will creep up on you faster than you want to believe. That also means the deadline for your 2013 tax return is also fast …
Ready for Tax Season? Don’t Delay any Longer! (by H&R Block Canada) + Giveaway (Canada) Read More »
Today, we have a special excerpt for you from “The Bank On Yourself Revolution” by Pamela Yellen. I think everyone could the secret to a financially stress-free life, don’t you! Read on to discover this amazing book that will help you save money and become financially independent! The Secret to a Financially Stress-Free Life Is …
The Secret to a Financially Stress-Free Life: Tips from Money Expert Read More »
Want to try hitting the slopes but don’t think you can afford it? Take a look at some of the best ways to save money on skiing! Since we live in a country where the winter looks like Siberia sometimes and is very long, we had to embrace it in some way! One of the …
Save Money on Skiing: Tips to Hit the Slopes for Less Read More »
With six pairs of glasses, our eye-wear budget is outrageous! We spent over $1,000 in eye-wear products this fall alone! So when I heard that AIR MILES Canada and Iris the Visual Group- were partnering together, I was ecstatic! As an AIR MILES collector, I could not be more happy. It means that every time I go to an Iris eye-wear specialist, I can earn reward miles and also redeem them.
I am sure that one of your new year’s resolution is to get physically fit, which is a great resolution! But did you resolve to get financially fit? To get out of debt and save money? In my opinion, resolving to getting financially fit is part of my fitness resolutions. Think about it, when you …
Save money at tax time? Yes you can do it and you should do it! As Canadians, we have nice tax breaks that can reduce our tax bill and save us some money! But you have to hurry up: the following year-end tax tips must be used before December 31st! 5 year-end tax tips that …
Did you do that? Borrow money to put your child through extracurricular activities or hockey? If yes, you are not alone! According to a survey conducted by Canadian Scholarship Trust Plan (CST) Three out of five Canadian parents (61 percent) say they, or someone they know, have borrowed money or used their retirement savings to put …
The holidays are a great time to remember those who have less than we do. It seems as though every cause in the area is asking for help during the holiday season, as their needs are greater. But what if you yourself are on a tight budget and don’t have much to give to charity? …
The Season for Giving: How to Give to Charity While on a Budget Read More »
This post on how to prevent identity theft is brought to you by Quizzle. All opinions are our own. The holidays are a spectacular time with a flurry of activity. Between shopping, snow sports and all those holiday parties, you’re always on the go, go, go. As much fun as that can be, it also …
Prevent Identity Theft with a Free Credit Report from Quizzle Read More »
The holidays are here, which means it is time to start thinking about gifts for kids This can be a rather costly time of year if you are not careful to save money, and the end result can be lots of stress served up with a side of debt. If you have been wondering how …
Frugal Gift Giving: How to Save Money on Gifts for Kids Read More »
Getting worried about how you will save money during this holiday season? Check out our tips for how to budget your holiday spending! The arrival of the holiday season means dipping into your bank account a little more than usual. This can quickly lead to you feeling depleted financially and strapped for cash. However this …
Save Money for Christmas: How to Budget Your Holiday Spending Read More »
This interview and post to help you get it done and earn money on the go is brought to you by Microsoft Office 365. All opinions are our own. With the holiday season quickly approaching, the need to get things done from literally anywhere has never been more desirable. What would you give up for …
No parent wants to hear the words “your child has cancer.” As a mom, I am always worried when my children get sick! As soon as the sneezing or fever appears I rush them to the doctor. My husband says I am a freak! All kids get sick and they get over it. But I …
Your Child Has Cancer: Can You Afford It Financially? Read More »
Summer is half over, but there is still plenty of time for kids to flex their entrepreneurial skills and raise money for their piggy banks! In fact, with all the end-of-summer carnivals and fairs coming up, now is a great time to help them earn a little spending cash! Take a look at a few …
Five Fun Ways for Kids to Raise Money in the Summer Read More »
Planning a yard sale? Check out our ways to make money by selling your stuff! Post contains affiliate links. When I was a child, my mom and I would spend our Saturday mornings going to yard sales. We would often talk about having one of our yard sales, but never got around to it. Now …
This post contains affiliate links to help you find the items you’ll need to plant your own windowsill herb garden and save money on herbs. Many people want to enjoy all of the freshness and flavors of an herb garden, but don’t think they have the room for one. Maybe it is because they live …
How to Plant Your Own Windowsill Herb Garden and Save Money Read More »
This post on whether Hybrid vehicles save money contains affiliate links. The demand for hybrid vehicles has been growing all over the world as more and more car buyers choose hybrid cars over conventional cars. Many car experts and enthusiasts claim that hybrid cars are the best option for budget car buyers that would like …
This post on feeding your herb gardens for less contains affiliate links. Once you get your herb garden up and running, how do you make sure it stays vibrant and flourishing for you? You will want to be sure your herbs perform at their best and look their best. Luckily, you don’t need to invest …
The Frugal Herb Garden Series: 5 DIY Recipes to Feed Your Herb Garden Read More »
I don’t literally mean a green car! That would be easy, just paint it! I’m talking about eco-friendly green. In an ideal world, we’d all be able to afford to run out and buy the latest hybrid green car that saves on gas as well as saves the environment. For most people, though, that’s just …
Simple Ways to Make Your Current Car a Green Car Read More »
Looking for a way to save those herbs so you can save money too? Check out these great tips! If you have ever shopped for herbs at the grocery store, you have seen how pricey they can be. Not to mention, they may not always be fresh. These are two of the reasons that growing …
The Frugal Herb Garden Series: 7 Clever Ways to Save Those Herbs for Later Read More »
You have heard all about how herbs can save you money when you cook, but did you know that herbs can save you in other rooms besides the kitchen? They sure can! There are so many uses for herbs that you may be surprised to learn! Herbs and herb gardens are not only great for …
The Frugal Herb Garden: 7 Simple and Surprising Uses for Herbs Read More »
This post filled with tips to organize your closet is brought to you from Rubbermaid. All opinions are our own. Organizing your closet is a great way to maximize your space and save money on clothes. How can it save money? Well, for one thing, you may find that you already own a great little …
Organize Your Closet with Rubbermaid: Tips to Maximize Your Space Read More »
Sponsored by http://innetwork.net. All opinions are our own, as we are always happy to share our passion for blogging! I love meeting new people, interacting with them and, most of all, helping them. If I meet someone in an elevator, I make sure to say hi and engage in a conversation. If my neighbor needs …
Blogging as a Business and a Passion #influencemktg Read More »
If you have a basket full of children’s clothing that is too small, too worn, or even outdated, take a peek at these ten ways to repurpose children’s clothing. You might just be surprised at how many fun and frugal options you have to give that clothing new life! Children tend to grow at such …
Repurposing Children’s Items Series: Ten Ways to Repurpose Children’s Clothing Read More »
If you have children, then you have stuffed animals! Plain and simple, you can not seem to avoid stuffed animals taking over your house when you have little ones. They get them as gifts, they get them as prizes, they beg you to buy them every time you hit up the toy section at the …
Repurposing Children’s Items Series: Ways to Repurpose Stuffed Animals Read More »
This post brought to you by Insurance Hunter. All opinions are 100% mine. Spring is the time to open the windows, let in the fresh air, and clean out all the junk that accumulated over the long, cold winter. While most of us focus on the inside of our homes, we often forget about our …
If you have found yourself cleaning out your children’s playroom and up to your ears with books, you might be wondering what to do with all of them. Unlike clothing, children don’t typically outgrow books, but books can run their course. Perhaps over the years the spine has become lose, or the pages ripped, stained, …
Repurposing Children’s Items Series:Ways to Reuse Children’s Books Read More »
If you have a child still still in diapers, chances are you go through quite a few wipes containers over the course of a month! Wipes containers are perfect for reusing, as they are durable, water proof, and the perfect size. There is no need to pitch these when they are empty, as their second …
Repurposing Children’s Items Series: Ways to Repurpose Baby Wipes Containers Read More »
Consolidating a debt is to take out one single loan to take care of several other debts. Getting into debt consolidation loans is common and people do it all the times. But one should know the pros and cons of these loans before taking them out so that they know what they are getting into. …
Our closets tend to become one of the most unorganized spaces in our homes, possibly because they’re out of sight from visitors, so we don’t focus on them as much. Now with the spring approaching, why not take some time and clean the closets? You can even make money selling the clothing that you no …
When you plan a vacation or go on a spontaneous trip, purchasing travel insurance is probably the last thing on your mind. But what would you do if you had an accident or became seriously ill? There are so many things that could happen and you should be covered by insurance rather than risk …
Protect Yourself From Accidents and Illness with Travel Insurance From CAA Read More »
We are all looking for some best ways to save money, especially with the uncertain economic times around us. As they say, charity, begins at home, why not stop looking outside and start with our home and look for means …
How To Save Money Using The Right Home Technologies Read More »
With the world focusing on greener ways of life and greener technology, it is time, that we as citizens of the planet, woke up to the reality of limited resources of fuel and do our bit to save fuel and look for best ways to save money. The idea is to stretch that dollar for an …
Save Money and the Environment by Driving Greener Read More »
Whether you have newborns, toddlers or grade-school children in the house, they make life enjoyable and hectic all at the same time, as well as expensive. Fortunately, there are ways to reduce your tax bill this season and help with some child-related expenses. Cleo Hamel, senior tax …
A few weeks ago, we shared few tips on how to start a budget! If you have done so, congratulations, it is a huge step in getting your finances in order. If you are still in the process of building it and have questions, we will be happy to answer them and help you if …
Valentine’s Day gifts are always tough because many men just don’t know what to get their special lady. While there is nothing wrong with a dozen roses and some chocolates, wouldn’t you love to buy unique and creative Valentine’s Day gifts for her? Well, you don’t have to worry because the perfect gift for every …
As an accountant, I get asked this question a lot: How do I start a budget? My answer: know your income and expenses! Obvious? Well not for everybody. You will be amazed how many people do not know how much they have in their bank account or how much is the phone bill? To …
This post brought to you by Insurance Hunter. All opinions are 100% mine. Do you wish there was an easier way to get insurance quotes? Do you wish insurance brokers were in business to serve you instead of the insurance companies? Do you sign up for insurance online only to find out later that the …
Insurance Hunter: an easy way to get insurance quotes Read More »
Dollar stores are not only growing at a rapid pace in the number of stores spouting up around the world, but also in the number of loyal customers that swear by them. Both increases seem to be expanding at a steady rate. Once dismissed by many manufacturers, both the size and number of dollar stores …
I got a CAA membership a few years ago, and I’ve had it ever since. It was recommended by my car insurance company when I bought an old car. They said it is a good safety measure for road trippers like us! And with reason! One day I was driving on a highway with my …
The Christmas and New Year holidays are fast approaching. This brings along with itself bundles of holiday shopping sprees; after all there are gifts to be bought, dinners to be planned and, of course, seasonal décor. Since you really cannot escape these sprees, shopping over and above the holiday budget becomes inevitable; however not for the wise. …
Boys and girls, it’s going to be Christmas time pretty soon; which means that you should be well ahead in your plan of selecting gifts for your loved ones and that means your parents and grandparents too. Your grandparents, just like your parents, deserve attention from your side as well. They often live far away and …
We all seem to make the best bargains, especially during the cash strapped economy. With the holiday season just setting in, most people would be looking to make some good bargains. Thankfully, there are a number of money saving apps in the market that can help you get to the best of those deals available …
I signed on Ebates Canada few weeks ago! For those who are not familiar with this concept, Ebates is an online cash back shopping site. It features many brands and useful goods, such as: GAP, Children’s Place, kitchen items and more! For each purchase, you earn a cash back that is paid to you every quarter! Signing …
My Shopping experience with Ebates Canada: Easy, fun and it pays off Read More »
Being incapacitated can mean different things in terms of insurance, especially income insurance. For example there is own-occupation incapacity which means that a person is no longer capable of performing their own job, which they have been trained to do. Then of course, we have the more obvious forms of incapacity such as illness or …
The SEARS Financial Income Insurance Protection Plan Read More »
Many people are unaware that their credit card has several other great perks beside the one-swipe payment convenience? Sure there are many consumers who are aware of mileage rewards and the cash back allowance but there are still a few other benefits which they are not aware of that their card entitles them to. 7 …
If you are a shopper who has tried to score big in the Black Friday shopping experience, you may have found that it is not easy for you to get the best deal. With so many ads popping up all over the place, it can be very difficult to narrow the best Black Friday deals. …
We love decorating our kids’ room so that it appears to be a haven of bright colors radiated by an array of varying toys. But all of those colorful objects need to be kept in stylish and practical storage containers to make them appear more organized and thus more aesthetically pleasing. Find out what storage items for kids’ stuff are in the …
Need some help getting your finances on track? Why don’t you try the 10-day email program from Learn Vest! The program will provide you with daily tasks to help you balance your finances! You can also win $2,500 as well as a complete plan! Enter Today! Open to US residents only. Disclosure: this post …
LearnVest: Tips for Frugal Living and Sweepstakes Read More »
Wondering what you can get your partner for her birthday or the upcoming holidays? If you are clueless, then here are a few ideas for gifts for her that you might find tempting. These are a good buy for you as you can get them for less than $25 and great gifts for her because …
To remain comfortable throughout pregnancy it is important to use the right clothing, especially during the last term of pregnancy when the belly starts to show off conspicuously. The majority of women do not like to spend or cannot afford big money on maternity clothing as they will be using them only for a short …
I like shopping from the comfort of my home! Kids go to bed and I browse the web for the things I am looking for. I can compare prices and read the reviews about the products, with no hassle to park the car or hurry to be back on time for kids homework or practice. …
Ebates introduces online cash back shopping with Ebates Canada. Read More »
Working moms often invest a huge amount of their earnings for child care. With the increasing numbers of working moms childcare centers or organizations are also demanding a high pay forcing many of them to search for alternatives. Here are few best ways to save money on childcare. Search for financial help from employers: …
Packing for a trip can be really stressful. The confusion of what to carry and what to leave behind and the tension of forgetting to pack important things can make the task daunting and exhausting. To top it all, now most airlines also charge extra for baggage fees which means you also need to consider ways to cut …
Image Source: Flickr/cameronparkins/ Roads trips are fun: you explore different places and scenery. You discover new meals and treats! It’s my favorite way of travelling. Unfortunately these trips can be long, tiring and pretty expensive. Sometimes we end up choosing unhealthy options to save money and speed up our trip. But we can still travel on a …
Best ways to save money on a road trip and stay healthy Read More »
The Fourth of July celebration is one that all Americans love. Fireworks, friends, food and fun – no wonder we love it! Are you having this year’s party at your house? Here are some tips to help you stay on budget and still have a great barbeques. B.Y.O.B. The most expensive part of any barbeques party is the …
Health care can be a big expense, especially if you have kids. If you’re like me you are always looking for ways to save money on health care expenses, here are some suggestions to help you cut your health care costs. Best ways to save money on health costs Make Your Doctor An Ally When you …
For anyone who endeavors to live well yet cheaply, saving is an essential activity. Saving money can be hard at times, but sometimes when you have a specific purpose to save it gets a little easier. When you desire to own a home, you will quickly see a need to have some money setback for the purchase or …
Student loans, credit cards, mortgages, all these things add up to one word…Debt! If left unchecked debt can spiral out of control, leaving your finances in a hopeless wreck. It’s not too late. There are things you can do today to handle the debt you have and keep new debt from creeping up and taking …
Summer is just around the corner. The season officially starts on June 20, 2012, but many children are out of school by then. If you’re worried about how to keep your little ones entertained for the whole summer, then be sure to check out a few of these summer activities for kids. Summer activities for …
My father started saving for MY retirement as early as 12-year-old. Back then I was frustrated because it reduced my pocket-money. He ignored my whining and crying. Each month, he managed to add $30 in the saving account. When I took summer jobs, he managed to convince me to save 10% of my earnings. He …
Roaming charges can be really expensive while traveling. However, you still have to stay in touch with your clients and family when you are on the road. How are you going to do that? You may be looking for best ways to save money on roaming charges when travelling. Tips to save money on roaming charges …
Best Ways To Save Money On Roaming Charges When Travelling Read More »
My mother is a stockpile addict. She always said “You want to save money, stockpile when items go on sale.” She stockpiled everything – grocery, clothes, shoes, beauty products- everything she needed. She had at least 6 months to a year’s worth of stockpile. I was raised on stockpiling and buying items on sale. When I …
Teaching kids about money is a very important topic in our home. We believe that when we help our children learn key money concepts, we help raise responsible adults. We help them avoid overspending and unnecessary debt in their future life. We started teaching kids about money as early as 3 years old. The first …
Learning Money with Leo iPad app: A Great Tool Teaching kids about money Read More »
It’s important to start teaching kids about money at an early age. Most of the time kids don’t understand the value of a dollar unless someone teaches them. It’s part of your parenting responsabilities to teach them how to save money. There are lots of ways you can get your kids to start saving money. Few suggestions on …
Temptation is everywhere we go: advertisements, friends, neighbors, school! Every single move we make we are tempted. This can lead to overspending, debt and stress! It is making it harder for people who want to save money and live a simpler life. It takes a lot of courage to resist to all these temptations! How …
Title: Cut Your Grocery Bill In Half with America’s Cheapest Family. Author: Steve and Annette Economides. Published by: Thomas Nelson, 2010. I found it very hard to put this book down! I am one of those frugal people who obsess about finding great deals so this book was a perfect read for me. The book …
Book Review: Cut Your Grocery Bill In Half with America’s Cheapest Family Read More »
Christmas is a time of the year that brings joy to so many people. The beautiful tree decorated with antique ornaments, family gatherings with delicious meals and colourful presents represent Christmas to many. Unfortunately, all this comes with lots of money when January come the big credit card bills begin to fill your mailbox. However, …
Figuring out how to pay back your loan debt while at the same time being able to provide for your family is a constant need most people have. But how do you do it? How do you give your spouse, children and yourself the monthly luxuries that are important while also making sure you take …
How to Cut Loan Debt While Having a Family to Provide For Read More »
Earn It, Learn It by Alisa T. Weinstein founder of Earn My Keep, LLC This is not your traditional allowance system No matter what your position is regarding household chores and allowance, you can use this system to teach your children the value of working for your money. This program sets up a way for children …
In as tough of an economy as the one we currently find ourselves in, saving every penny possible has never been more important. When it comes to the high costs of home energy, saving money must be taken seriously. Otherwise you’ll be burning a hole into your budget every month when you could be using that …
Five Simple Ways to Lower Energy Costs in the Home Read More »
In as tough of an economy as the one we currently find ourselves in, saving every penny possible has never been more important. When it comes to the high costs of home energy, saving money must be taken seriously. Otherwise you’ll be burning a hole into your budget every month when you could be using …
Car insurance is a must have, both legally and responsibly. Many people don’t fully understand their car insurance plans or how understanding it can save them money. In an effort to shave some savings from your already overpriced car insurance, there are a few things you need to understand about your coverage.Here is a breakdown …
You want to save money on your car insurance and keep some money in your wallet. You need to understand your contract!! learn about these contract types. Read more
If you asked any parent what they would like most of all in the world, they’d probably ask for more money and more time! Money and time are precious and there’s never enough of either of them, especially when you’re a parent. You often need to get things done as quickly (and as cheaply) as …
Festive and frugal are two words that can easily go together when you’re thinking about holiday decorations. With Halloween coming up, there is a lot to think about: costumes for the kids, decorations for the house, and candy, of course. Store-bought costumes are not cheap, and buying decorations at the store can really add up. …
Gardening at home is a great way to improve the overall look of the yard, provide food for your family, cut bills and help to save the environment. It may sound like a tall order to be able to achieve all of this, but it certainly can be done. Plan Things Out When first starting to garden, …
GARDENING – WAYS TO SAVE MONEY AND HELP THE EARTH Read More »
It’s just about impossible to schedule a family meeting without infringing on at least one family member’s plans. Turning it into a tradition is therefore not particularly easy to do. Even if everyone gathers around for dinner, that’s not the time to talk business (The Godfather, anyone?) Yet, finding a 30 minute block of time …
The Family Meeting Remains a Remarkably Easy Way to Avoid Overspending Read More »
Most people pay monthly for life insurance, and many consider it a necessity. However, it is not absolutely necessary to have life insurance, and you could be spending money on something you don’t really need. In order to decide if you need life insurance, you should look at your individual situation and consider whether or not that insurance …
The little one will soon be arriving, and there is plenty to think about. There are a lot of expenses you are going to have to push into your budget, and there are lots of things to buy. However, a number of the items you buy will only be needed and used for a short …
The little one will soon be arriving, and there is plenty to think about. There are a lot of expenses you are going to have to push into your budget, and there are lots of things to buy. However, a number of the items you buy will only be needed and used for a short …
Travel is a great way to have an adventure with your family. It’s easier when you’re young and free, but gets harder with a family because every single person is a multiplier for how much your vacation will cost. Each person needs transportation, lodging, something fun to do, etc and the bill can really add …
The vast number of books and other resources devoted to helping parents teach their kids about money suggests that when it comes to this topic – as with all things in parenting – there’s more than one sound way to get the job done. Here we’ll take a look at some foundational financial children should …
The vast number of books and other resources devoted to helping parents teach their kids about money suggests that when it comes to this topic – as with all things in parenting – there’s more than one sound way to get the job done. What is more certain is precisely what children need to know …
Finding the best ways to save money is important for everyone, regardless of your current financial situation. Most people know about the big money saving options, but taking advantage of a few options that aren’t often thought about can easily help you save hundreds, if not thousands each year. Here are the best ways to …
It’s the little foxes that kill the vineyard. In other words, its rarely the major things that keep us from achieving a goal; instead, it’s the small things. In personal finance, this is definitely true. Especially in the realm of personal spending habits and expenses. Read more
It’s the little foxes that kill the vineyard. In other words, its rarely the major things that keep us from achieving a goal; instead, it’s the small things. In personal finance, this is definitely true. Especially in the realm of personal spending habits. Oftentimes people tend to think that buying big ticket items without planning and …
Stretch Your Dollar Further By Cracking Down on Innocent Expenses Read More »
Vintage Ad #1203-This Cheap Hotel Does Not Compute – Ntnl Geo July 1978 by jbcurio/flickrTraveling may seem like an indulgence you just can’t afford. But there are ways you can cut corners without sacrificing fun. Here are some tips to help make your upcoming trip both frugal and fabulous. Join an Auto Club If you need …
Insurance is one of the most valuable things you can have these days, and there are many types available. Home, health, and auto insurance are all important types of insurance to carry if you want to protect you and your belongings. There are certain things you can do to cut your insurance costs. READ MORE
Insurance is one of the most valuable things you can have these days, and there are many types available. Home, health, and auto insurance are all important types of insurance to carry if you want to protect you and your belongings. The problem is you may be paying more than you need to be for your insurance …
Eating out at a good restaurant hasn’t been the same in the last few years. Prices have been spiralling upwards, making most restaurants the bastion of the elite. But money alone shouldn’t deprive you of the experience that eating at a good restaurant provides.Luckily for you, there are a number of companies that are offering …
It is a fact universally acknowledged that the United States of America is a nation of spenders and this vouches for the increasingly large number of people who do not follow a family budget.Records suggest that most households are finding themselves drowned in household debt of various kinds and all this is just because they …
3 Mistakes to avoid while crafting a family budget Read More »
Let’s face it most of us need a car to get around in life. Whether it be for driving to work every morning or picking up our children from school. Since the economy is harsh, and we are all lacking money it’s hard to afford a lasting car. As a result of this economic downfall …
Few weeks ago, TLC launched a show : Extreme Couponing ,where it features people known as extreme couponers through their everyday savings and deals. It is captivating how people can save 90% of their grocery bills. I am trying to figure out how to do that and how I can use some of their techniques. Nathan …
Interview with Mr Coupon Nathan Engels from Extreme couponing Show Read More »
Interview with Mr Coupon from Extreme Couponing
As parents of two, we found ourselves wrestling for financial discipline when it comes to our children. We set up a monthly budget, we try to stick to it but when it comes to our kids, we ignore our common sense and we say yes to the expensive juice at the hockey arena, or to the unhealthy snack at the supermarket. We find it hard to say always No to our kid’s endless lists.
Family vacations can be a costly endeavor, but they do not have to be. An experienced bargain shopper knows how to research deals and investigate other angles which can be used to reduce the cost of a family vacation. Taking your family on a vacation while not losing an ounce of fun is very possible, especially if you …
Dressing a toddler should be a pleasant thing but it could be time consuming, exhausting and expensive because toddler clothing sizes can be tricky. They typically go by the child’s age and can be recognized for the “T” that follows the number. However, just because your child is 3 years old, doesn’t mean he is going to …
Clothing can take big chunk of your budget. An average American family of four could spend around $4,000 per year on clothes! Think of all the other things you could do with that much money. You could take the whole family on a trip to Morocco! You don’t have to give up your favorite designers …
Groceries are one of the biggest expense each month for many families, but there are many ways to save without sacrificing all your favorite foods. Following these tips will help you cut your grocery bills so you can save a little for your future and maybe even save up for a great family trip. Easy …