Lately, it seems like my Facebook feed is filled with so much sad news. A young mom died and left 2 children and her husband in distress (emotionally and financially). A father was taken away suddenly from his family at a young age. So much tragedy and loss. While I try to concentrate on positive things during my day, these news stories get to me and RAISE some serious concerns and questions: WHAT will happen to my family if I die?
Will my husband have enough to cover my funeral costs, pay the mortgage and leave him enough money to help him raise our children? I am sure his salary will cover for all the family basic needs, but it may not be enough to cover the kids’ tuition, unplanned expenses, etc. After all, our budget is based on two income streams: Mine and his!
These concerns encouraged me to take the appropriate actions to protect my family. I know it’s not exactly an exciting thing to do- planning for my potentially untimely demise- but I don’t want to add a financial burden to my family in times of grieving. So I decided to buy life insurance.
Getting a Quote from Canada Protection Plan: A BREEZE
Once my decision to buy life insurance was made, I had to get a quote. I was clueless until I was recommended to Canada Protection Plan. It took me few days to get the courage to call. Who likes discussing their death? I don’t! But then the thought of leaving my family in financial distress gave me enough courage. I called and let me tell you this: It was the best call of the week. I felt so relieved after. And this is why!
The insurance representative (who I named him: Mr. Patient because I asked him LOTS of questions) noticed my nervousness and made me at ease from the first moment of the call. He started by asking easy questions: age, amount of debts, kids’ ages, savings amounts, income and so on.
The questions were simple enough to answer. I did not have to dig into any financial documents to get them. In less than 10 minutes (yes, only that), he was able to determine how much coverage I needed. You know what? The coverage suggested suited my need perfectly!
He suggested a 20-year plan that will pay off the mortgage, funeral costs and leave some spending money to the family. Canada Protection Plan also offers permanent coverage, but the insurance advisor did not recommend it. It was not suitable for me. I appreciated that he offered something tailored for me!
Canada Protection Plan coverage starts from $1,000 up to $500,000 plus up to an additional $250,000 if death is accidental. Knowing that, I asked for a quote for two different coverage amounts. I want to know what difference it made regarding premiums. Again, the representative looked out for my best interests. He did not push for the higher coverage. He suggested the lower one since it was what I needed.
The whole process took 20 minutes (and this is because I asked lots of questions, like:
- How long will it take to get covered? In less than 2 weeks, you will get your insurance.
- Do I have to go through medical exams or tests? It depends on the coverage.
- I even asked him why I should consider Canada Protection Plan. He informed me that it was the leading provider of No Medical and Simplified Issue Life Insurance. They have been in business for more than 20 years.
I also mentioned that my husband wants to get a quote too, and I was concerned that he may be a little old for that. He said that anyone ages 18 to 80 could apply.
As soon as I finished the call, I encouraged my husband to do the same and get a quote. As he is always on the run, I informed him that the process will be fast enough and pleasant enough.
So why wait? Get the peace of mind and call Canada Protection Plan TODAY to get a quote! It does not cost a thing, and it will lift a burden off your shoulders!
Although this post has been generously sponsored by Canada Protection Plan, the opinions and language are my own.